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Zakaat Rules

Gold & Silver: Obligatory if Gold reaches 87.48g or Silver reaches 612.36g.

Rate: 2.5% (1/40) of the total value.

Recipients: The poor (Fuqara), needy (Masakeen), and those in debt.

1. On Which Items Is Zakat Obligatory?

According to Ahlul Bait (as), zakat is only obligatory on 9 specific items:

A. Gold & Silver: Obligatory on coins reaching the threshold (Nisab).
Gold: 87.48g | Silver: 612g | Rate: 2.5%

B. Business Goods: 2.5% of the total value of business inventory held for one year.

C. Livestock: Specific rates apply for Camels (5+), Cows (30+), and Sheep (40+).

D. Crops: Wheat, Barley, Dates, and Raisins (10% if rainwater, 5% if manual irrigation).

2. Is Zakat Obligatory on Salary, Income, or Investments?

According to Ahlul Bait (as), zakat is not obligatory on salary, business income, or general savings.

However, Khums is obligatory if the saved money remains unused for a year. Please choose the Khums option from the dropdown above to calculate this.

3. Zakat al-Fitr (Eid-ul-Fitr Charity)

This is the obligatory charity due on the night of Eid-ul-Fitr for every household member.

Please choose the Fitrah option from the dropdown above to calculate your total.

4. Is Zakat Due on Houses, Cars, or Jewelry?

House & Car: No zakat on personal-use residence or vehicles.

Jewelry: If gold/silver jewelry exceeds nisab (87.48g gold / 612g silver), zakat is due.

Savings: No zakat on savings, but Khums (20%) is obligatory after one year.

5. Who Can Receive Zakat?
  • Fuqara (Poor) & Masakeen (Needy)
  • Indebted individuals in financial hardship
  • Religious education institutions

Note: Sadat (Prophet's descendants) cannot receive zakat but can receive Khums.

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Fitrah Guide

Obligatory charity due on the night of Eid-ul-Fitr for every person in the household.

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Khums Rules & FAQ

Rate: 20% of the surplus savings that remain at the end of your financial year.

1. What is Khums?

Khums means “one-fifth” (20%) and is an Islamic obligation mentioned in the Quran (Surah Al-Anfal 8:41).

According to Ahlul Bait (as), khums applies to savings, business profits, minerals, and treasures remaining after your yearly expenses.

2. On What Items Is Khums Obligatory?

A. Surplus Annual Income: 20% of savings remaining after fulfilling all expenses (food, rent, education, etc.).

B. Minerals & Resources: 20% of extracted value (gold, oil, etc.) after expenses.

C. Treasure Trove: 20% on found buried wealth.

D. Mixed Wealth: To purify wealth where Lawful (Halal) and Illegitimate (Haram) income are mixed unknowingly.

E. Land: When a non-Muslim buys land from a Muslim in an Islamic country.

3. Who Must Pay Khums?
  • Every adult Muslim (Baligh) with surplus income.
  • Profit-making businesses and companies.
  • Professionals, traders, and farmers who save money after covering living costs.
4. How Is Khums Distributed?

Khums is divided into two equal parts (50/50):

Sahm al-Imam (50%): Used for Islamic education, religious propagation, and welfare projects under the guidance of Marja-e-Taqleed.

Sahm al-Sadat (50%): Specifically for poor and needy Sayyids (descendants of Prophet Muhammad PBUH).

5. When and How to Pay Khums?

Khums is paid annually on a fixed date (e.g., 1st Ramadhan). It must be given to a Mujtahid or an authorized organization.

6. Difference Between Khums and Zakat
Aspect Khums Zakaat
Rate 20% 2.5%
On Savings/Profit 9 Specific Items
Recipients Imam & Sayyids General Poor
7. What If Someone Does Not Pay Khums?

Wealth becomes "Ghayr-mubah" (impure). Use of such wealth is considered sinful, and the amount remains a debt upon the individual.

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Fidya Rules

Compensation for fasts missed due to old age or chronic illness.

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